I'm really sorry to hear that you're feeling really trapped, it's a difficult choice, but you need to do whatever you can to break yourself out of that, even if it means taking on loans and whatnot. Do you get any financial aid as a student? It's still possible to get student loans even if you're taking online classes. Each state and even your own school should have a list of resources that you can look at in order to take on loans as a student. I don't know what the policies are in Arizona, but hopefully you will be able to find something soon!