Dear Jersey,
I'm so glad you never contacted me again. I knew pulling that little stunt of sending you a formal termination letter after you told me you were done would do the trick!

Dear XT,
No, you just didn't want to hear that what you were doing was no longer working. You couldn't handle it and that's why you never returned my call. You have a set of issues all your own and I hope you are getting the help you need!

P.S-I'm doing better without giving you my money every week. I win.