Dental doesn't work like regular health insurance because instead of being something everyone at work gets, it's voluntary so only people who need it get it so it doesn't cover anything! Regular health insurance counts on some people in a group not getting sick so their premiums pay for some of those who do get sick.

I would check with any alumni or professional organizations you belong to or would be elegible to join. Some of them offer insurance plans you could be part of, like AARP http://www.aarp.org/aarp_benefits/offer_insurance/ for example. My husband has life insurance through IEEE I think and we looked at their health insurance when we retired, etc. I've looked at the American Historical Association, at their insurance for myself: http://www.historians.org/members/be....htm#insurance Think of schools, clubs, etc. you belong to or could belong to or use to belong to. . .