If you have homeowner's insurance: on Valentine's Day 2015 wind gusts in our neighborhood briefly exceeded a certain velocity threshold; a roofer inspected our roof and found relatively minor damage that could plausibly have been attributed to the Valentine gusts. He called our insurance company, they sent an assessor and we ended up with an entire new roof for a deductible of $975. Call a reputable roofer and ask for an inspection and a history of recent weather anomalies. The roofer told me about a little-known catastrophic possibility: past a certain hurricane wind velocity, all the solar panels on Oahu would detach from their mountings and fly away, posing lethal danger to life and property, so we have that to look forward to.