Hi all,

My Auntie died last year and left my son (we both have mental health issues and he is IDDM) and myself a portion of her estate. I have always been stupidly anxious about being homeless - one of my biggest anxieties.. so I relinquished tenancy of my Dept of Housing (rent controlled) house and a bank gave me a mortgage and we bought a very run down house - one we could afford.

Still in a panic about being evicted I focussed on getting us moved but due to agoraphobia - this house (the rent controlled one) i've been in for 23 years and rarely gone outside, I found it difficult to actually "move".

About a week ago we got the rates/water/elect/property bills and I realised that there is no way we can actually pay off the mortgage, pay the rates and medical/medications that we are both on.

I told the Dept of Housing we were going to stay. He said we may not be eligible and the whole experience has left me exhausted and so depressed and anxious. I have no energy or support to do anything.

I spend a lot of time crying and sobbing and my son who is so supportive and we only have each other (he cant' work) has no idea what to do.

I fear we will be homeless within two months - my biggest fear and self fulfilling prophecy as it seems.

I'm in Australia and I am beside myself as to what to do. To top this off my Doctor who I have been seeing for 23 years is going on a 3 week holiday so as she is my back up psychologist since I cannot afford one I really am at a loss.

Any insights?

Thank you.