Pay the minimum on your student loans.

Take that debt to your grave.

It is hard to start a business, especially if you do it from home.

I had a web design business for 2 years and it was hard as hell to get clients and make any real money.

Taxes are about 30% of your income, if you live in the US.

I now have a mobile DJ business and it's going slow. Luckily my wife has an awesome job, otherwise I wouldn't be able to make it on my own.