It makes sense that you are spinning your wheels about what to say to her, and it's a good sign that you care, but maybe you don't need to say much to be the best help you can be. Honestly, I don't think you need to say anything to her about her situation. Maybe just let her know that even though you guys aren't a good romantic match right now, you still care about her as a person. Let her know you're there if she needs someone to talk to and leave it at that. Sometimes we are better off keeping our judgments of the situation to ourselves, even when we feel strongly that we need to guide them - it's important to make sure we are in the right position to do that, and that may not be the case for you since you recently broke up. I don't think many people will date someone for their money if they don't feel desperate, and you may push her away by expressing concerns. Sometimes the best thing you can do is just hold space for them to do their thing and be available *as a friend* if she needs you. You can always revisit a possible relationship down the road if it makes sense to do so, but sometimes talking about that prematurely can just muddle the situation and/or give false hope.