My plan year starts in August. There's good new and bad news about name brand prescriptions in the coming year. The good news is they will almost certainly pay for it. The bad news is there is now a deductible for name brands. With my plan, it's $250 per individual and $500 per family. I can afford it, but I am not without compassion. It sucks that what they are doing is getting some people to ask for a different medicine that has a generic version because they can't afford the deductible up front. Those people pay the premiums but can't get as much out of it because they can't afford the deductible. I don't like being subsidized by people who are less fortunate than I am; that is totally backwards. Their reward for subsidizing me is medicine that is probably less effective than the doctor's first choice.