I wanted to start a thread for ideas on how to make money with the internet or save money. I am hoping people will jump in with ideas..

Ok first up... this year I joined something called "Lending Club". It is a peer to peer way for people to get loans from other people. I invested a small amount and so far I am pleasantly surprised. It is a passive investment so, kind of like a bank, you get interest. I have made about 8% and though I had a few defaults you are able to sell the notes. (at a steep discount). I also found a good strategy that cuts the risk of default in half. You just buy used notes that are about 10 payments from paying the whole thing off. Who is going to default at that point?

On the saving money ends... I found a strategy on "the penny horder". I eat at Dunkin Donuts all the time and I found out you can buy gift cards at a discount. So I found this gift card site that will alert you based on your preferences and say you buy a 25% off gift card.. you got yourself a sale!