I mentioned in another thread that my problems usually don't come early (I am at 22 days this time) but a few months in when I start thinking I could allow myself some "time off for good behavior". That attitude is a big problem for me. I try and try to convince myself that this is a better way to live, but part of me always sees it as a punishment; something I deny myself because I abused a privilege. I have some images, like sipping wine as the sun goes down over the ocean in retirement, that are hard to shake.