What do you have to lose, really? Just ask.

Worst case scenario, she'll deflect or something. Am sure even if you were to call her out on it, you'll be much nicer than the arsehole that I am about stuff like that.

Best case scenario, she's honest and you have a good exchange.

Middling scenario, you get there part-way with some glimpses of what might be going on and prefer to leave it at that rather than go further.

Any which way, you'll be further ahead than where you are now?

Then again, whatever gives you peace, I say.