Okay, no, I did not overdo on the holidays. I have major check book issues and thought they were settled and went to get money to live on for the next to weeks and found there was none there. I am worried sick. Of course it is the kid's vacation and they will be wanting to do things. I can't take them unless it's free. It's a long story but basically my husband makes 1/2 as much money as he used to and I support all of us. I spend a fortune on health insurance. I have a major tooth ache and a major bill at the dentist. I have been so depressed in the last year that I have not even opened bills. I can guarantee that we will need heating oil before my next paycheck in two weeks, Hubby's is in 3. I am scared and want to withdraw. Depressed to boot.