You are sure right about how boring most people life. But we are able to life how we would like to. Of course sometimes you have to make sure to have some money to be able to do the thing you want. Although at this moment there are also enough opportunities to life with little money so you would not necessarily need a lot.
There are indeed a lot of rules which makes life more difficult then it should be. Most people want security and these rules make that possible for them. Only for the ones which would rather have a life of freedom these rules do harm.
Do not get bothered by them and find your own work around or your advantages from these rules, or decide to follow your own without the security you would normally get. Of course except for those that prevent people from criminal behavior. Not all, but a lot of them makes sense.
I am sure ready to follow my on path. I will start with travelling around the world, doing just exactly what is right for me. I would like to be the digital nomad that can work from anywhere around the world and see lot of different people and cultures. Leaving behind the people that just settle down and meeting a lot of people who also life adventurous, gorgeous and challenging lives.