I said recently that I don't want my Bipolar Disorder dragging me down and yet I feel like it is. I just made a very sporadic decision and applied for a credit card. Its only through the place I am having the car repaired so I can only use the card there. Its kind of good. It can build my credit as well, but I've decided not to take it. If I were going to get a credit card, like through a bank, I would go with Capitol One or Chase. I could use one of those to finance my car work.