It might be that she doesn't have it all together.
Engaged after 4 months of dating
Unable to be truthful with a client
Needing to justify by lying when she really just wants/needs a day off
Not being in control enough of her stuff to plan for reasonable days off to take care of herself
Unprofessional when a client terminates
Unable to own her own stuff when a client terminates
Egotistic enough to think that she gets an opinion about whether or not/how you terminate
Thinking she knows better than you what is best for you

Hope this isn't too harsh.