I'm too poor to own a vehicle, so I ride Transit. I actually prefer this to driving. I hated driving. No one can blame me if there is an accident.

I was only in 2 of them when I did drive. Both were blamed upon me, though in one case it was a surprise snow squall that hit suddenly and in the other, I came out of a driveway, crossed the median, turned into the far lane and was tail ended by someone. I got blamed for it, because the officer said I made an illegal U-turn! I made no U-turn at all. He obviously did not see where I had come from. He just assumed. You know what the first 3 letters of the word "assume" are, right? LOL...