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Old Aug 30, 2017, 01:06 AM
lost_lover lost_lover is offline
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Member Since: Jul 2014
Posts: 75
I have never been able to afford to be unemployed long enough to file for SSI, even when I was switching jobs every month because I couldn't handle keeping a job. Because of that I really just know the basics about SSI.

However, last year I did return to school because the demands of my previous career where more than I could handle anymore. I am still in the middle of everything so I don't know if it is going to go how I am planning but I really feel like I am doing something for the positive for my future self sufficiency. If they do lower, or cancel your SSI while you are in school if you go to an accrediated program you will be elegible for financial aid; grants, scholarships, and federal loans (stay away from private loans). That could help offset the income you may lose.

I feel the disability assistance in the US needs changes, but I also understand it is a complex issue that I do not fully understand the scope of. Getting further education to get people into fields that they can be successful in should be encouraged, even given assistance with. If you have plans for your future that are bigger than what SSI don't let the fear of losing your SSI hold you back. I know student loans can be scary but if you stick with federal ones there are really manageable income based repayment plan that will prevent you from ever getting stuck with an unmanaged bill after graduation.

Once you get your certificate maybe you will be able to work enough that you don't need SSI. Don't be scared to take the jump. Of course make out a budget and make sure that you have it planned out so that you do not have to struggle more than necessary. I have to live with very low expenses and work very hard to make it work for me, but like I said I really feel like it is going to be worth the sacrifice for me in the long term.