Ts seem to mostly say that a client should get closure by have some sort of termination plan. But I have never seen any kind of study that shows that clients are more satisfied in the long term if they have those termination sessions.

I also find it offensive for a t to say "we need to do termination sessions" when I am footing the bill. I think they should offer them pro bono if they are really that important to the mental well being of clients and ts.