Silenthill I am so sorry that you have found yourself in this very difficult situation! It was very unethical for your therapist to borrow money from you to start with...a big fat no no. However I do agree with Echos about confronting her with your situation and ask for immediate re-payment of the loan. I hope you have some kind of documentation to the effect that she owes you money. If you have to file a complaint against her with the APA ethics board. Hope this helps and that you are able to soon resolve this very difficult situation that you find yourself in. Take care for now....