So, I think I *finally* found something to help with my manic spending!
This is NOT a paid advertisement, but I've been using
YNAB (You Need A Budget). It lets you log all your payments in a VERY organized fashion:
See:
http://theinspiredroom.net/wp-conten.../01/budget.png
^ That is not mine, but it's an example screenshot.
You basically say "I'm going to budget $100 every month JUST for clothing". So, if you go shopping and spend $55 on clothes, the program subtracts $55 from your $100 clothing budget. That leaves you with $45 to spend on clothing. If you go over your budget, then the green numbers on the right turn red. You can add as many credit cards as you want.
Neato!