Sounds like a good program. How can you budget when manic? Mania is when you are not in control. For me I make impulsive and wreckless decisions. Money is spent without forethough or concern for my financial wellbeing. Budgeting never enters the mind. Debts never enter the mind. Only when I fall off from my mania do I realize the damage that I have done. Isn't this true for many BPers?