Silent,

Is there anyone IRL that you trust enough to tell them? It is extremely unethical and unprofessional for a therapist to borrow money from a client, and even more so when it's money you don't have, and you have to take out a loan for her financial problem, and even worse when you are in a situation where you are afraid and have little power. Your T should be helping you to get more power and feel more in control, not taking advantage of you. I would definitely talk to the licensing boards, a lawyer, a women's shelter (they will be able to help you with this issue too), and anyone else you know you can trust. You deserve to be treated better than this.

TC,
Rap