Sorry to hear about all that (((ariesmars))) What do you think you need to do?

Wishing you were dead is not a rational approach to these temporal issues. Yes, it's important for your parents to work out how they spend the money and pay the bills, but why do YOU feel like dying because they haven't yet?
I realize that you have learned this response, from what I can see from what you write about your family issues. However, you need to only look at what is your own responsibility. I'm glad you are healed/healing from your accident. What is YOUR job in life now, do you know? Can you find ways to do those things better for yourself in the future, that your family is having difficulty with? You won't always be in this situation, and can improve upon it for yourself can't you? No reason to die over this stuff. Many ppl don't learn how to handle money, and still others have circumstances befall them that cause the same situations.
TC