For anyone that cannot take the anti-fungals or if it doesn't work: Because I am on too many meds that process through the liver, the anti-fungal medication was not an option. It was recommended by the doctor to use tamanu oil daily. It is slower than the anti-fungals but works well. It gets rubbed on the affected nail and surrounding bed and area. It is soothing for the surrounding tissue. Also then to once a week buff/lightly file the top of the nails, but disinfect or dispose of the file using a fresh or clean one each time. It's been 6 weeks now, no sign of the infection with healthy pink nail beds and with attached nails, none falling off.
I hope it clears up soon for you.