Hi LL, I think I'd do something very similar. I'd make sure my little sweetie of a mother-in-law could stay at the retirement residence she's in (and which she loves) indefinitely---or as long as she wanted to...AND, since she has been one of the kindest people to me over a long period of time, I'd drop lots of fun money into her account so she can party like it's 1999, as much as she wants to.

I'd take care of my husband, because he's provided me with a nice home in a safe place. He could have as much as he liked.

I'd take care of dear friends who have been there for me through thick and thin.

Then I would travel, travel, travel (husband does not care to join me---he's proven he's a big homebody.)! I'd build a home with all kinds of wonderful space in it.

My will would entail leaving it all for neurological research, especially as regards different forms of depression; I am personally very interested in the growing field of targeted medicines. (Then I could depart from this realm, totally content---knowing I had done my bit to alleviate suffering in the future.).