I have the same thoughts but I'm ok with being a bad person and having bipolar. I'm not on disability but haven't worked in 3 years either. Not sure if I could manage a job being like this now. My house is a disaster and I rarely do what I'm supposed to for my children because of my "laziness" or "distractedness".
I think these things are very common in bipolar and I know the people here aren't bad people so I try to remember that but its hard sometimes.
I hope you feel better about yourself soon