Yes, but they will probably want a base to begin with, and I wonder if they will seek the regular fico score to lay it?

Since it's insurance companies' powered, they already use FICO scores and have them in their databases.

I don't think this will work in anyone's favor, myself. What needs to be done is from the patient side of it. Categorizing a patient will do nothing about being paid.

I know for a fact that those without regular hospitalization coverage do NOT recieve the same treatment as those with. This will only make it worse, imo.

Maybe, just maybe, we need to not cover anyone but citizens?