I do think you need to talk to your husband. I bet you are scared to do this. But I bet he knows something is wrong, maybe not what is wrong though.

Would your husband be willing to make the call to the 800 number? I abhore using the telephone. So my hubby makes most of the phone calls we need made. I can make a phone call if I need to, but he takes care of most of it for me. If I have to make a phone call I don't want to, I try to plan out what I want to say. If I can't script out the whole convo, I at least write the main things I want stated. it usually helps me to have something to refer to.

I think its great that you recognize things are getting worse. Many people don't realize they're in a "crisis" until it is too late to get help.