I have a major problem when it comes to money in the fact that all my life I have never been able to budget or manage my money effectively which makes me fall deeper and deeper into my problem and becomes a lot worse but now I feel as though am in so deep I cant see the way out anymore.

The main problem I have is spending beyond my means to the point it cant get so out of control that bills and other things that need to be paid go unpaid which then causes me undue stress and anxiety as to how am gonna pay them so I then made the mistake of overdrafts and taking money from family and now am paying the price for the things ave done.

My OCD with spending is not for material things it's more online spending on virtual games and cam sites especially the cam sites I get a taste of it and want more and more and continue spending what I need to get more it's just a never ending circle.

Sometimes I get upset when I hear of people going on fancy holidays or going out and doing fun stuff like going to the cinema or the theatre then you have me sat in the house constantly feeling isolated and alone as I would love to be able to do normal fun things like that but am so useless with money it just seems impossible, I try saving up but that lasts in my saving for a day before am wasting it on things and spending when I don't need so I give up hope of being to live and manage money in a proper way