I was 26 before i had intercourse aside from a horrible abortive attempt at 24 which was a total disaster(It was with an older woman(8 years) who was experienced but sexually selfish and was not a believer in foreplay. Basically it was we have had a minute of that whereby she turned round and opened a bedside cupboard choc a bloc with condoms and unceremoniously thrust one in my hand. I panicked and wilted to which she merely turned her back on me and proceeded to go to sleep).

Like you i never thought i would meet that special someone but i was wrong. Kismet or fate(call it what you will) engineered for me to meet my soul mate in hospital.
She was 22 years older than me and from a different background but i connected with her like i have not done with any person before or since.
We were together for 22 years and married for nearly 19 before she died.

Do not give up hope of meeting that special someone who will truly love you and be understanding about your lack of experience.