Definitely your nieces. Like you said, she's the client. But I'll also add my hesitation over a therapist that deducts time to run a card.
Sounds like she's trying to encourage cash payments so she doesn't have to pay the credit card fee. But at that point, just don't take credit cards.
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Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
~Dr. Seuss
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