I think it was unreasonable to charge you, especially considering you don't have a habit of cancelling at the last minute. You've already fell on hard times when you got sick, no need to penalize you.

Some will not agree, but I just wrote on another thread that I see it as unreasonable. Much like how a cop has the right to pull you over and ticket you for going 5 MPH over the speed limit, but they'd be an *** hole if they pulled everyone over every time. We've all gotten a break here and there, and it seems like the humane thing to do. The world is a better place.

Yes, you should discuss with your T for the mere fact that your reaction is bothering you. She may have not realized she was being over the top. Or she may reinforce the concept that no one should get a break, if that is her belief. You just take that chance.

Otherwise, it can become an elephant in the room, which can turn into resentment.