People on Medicare only pay about $3-10 per office visit copay and between $1-5 for the cost of their prescriptions. Do you mean that you pay more than that? Or are you paying for COBRA right now under your former employer's heath insurance plan?

I don't know how SSI or Medicare works so I can't help you there.

All I can offer is to call each of your creditors (credit card, utility company, cellphone carrier) and work out payment plans with them. They are very flexible as long as their customer contacts them and asks for payment arrangements.