Quote:
Originally Posted by seesaw
Thanks, Rose, for you kind words.
Unfortunately I can't go into more detail about my finances here.
I don't think I will be hit with a penalty on Part D because when I became eligible for Medicare I had insurance through work. Then I lost my job. This is the first period I've been able to enroll in Part D. And it is a priority within my budget to pay for the premiums. I'm just very sensitive to people telling me I shouldn't spend money here or there. The fact of the matter is that my SSDI (not SSI) is too much to allow me to qualify for most other welfare benefits. I just qualified for SNAP but I only qualify for $15 a month, so that should help me buy toilet paper.
People like to blame you when the expenses get more than what you bring in, but it's not always that person's fault. I liquidated over $35,000 in savings 5 years ago to pay for hospitalizations and medical treatment. I have to make the decisions that are the best for me and my situation. I recognize that, due to my hard work and ambition, when I had to go on SSDI, at least I had a high-paying enough job that I can still pay my rent each month with my SSDI. I know people who don't qualify for SSDI and only get SSI and get very little each month. At least I can still live on my own (for the time being). I'm just trying to keep things from getting worse and, hopefully, find a way to make them better. I don't think I deserve to be criticized for that.
I've been considering a Part C plan versus a Part D plan. I have actually already read that article you linked to...I've been doing a lot of medicare research lately. I have to say, that for government publications, the latest guide to medicare is actually quite easy to understand. I have to call Medicare tomorrow because I need to clarify a couple of questions before I make my decision, but at least I will then be covered starting January 1 again.
Again, thank you for taking the time to link to those resources and your kind words of support. I appreciate it.
Seesaw
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Hi Seesaw, how did you qualify for only $15 for SNAP? I think you must be mistaken.
SNAP has an income cap of $1200 a month. And, you can't buy toilet paper with SNAP either. Only food items. And certain food items.
SNAP usually allots people a max of $200 a month for food which is on a Debit card.
Households CANNOT use SNAP benefits to buy:
Beer, wine, liquor, cigarettes or tobacco.
Any nonfood items, such as:
pet foods
soaps, paper products.
household supplies.
vitamins and medicines.
foods that will be eaten in the store.
hot foods.
I don't think you have SNAP because if you did, you'd have to make less than $1200K a month with your SSDI. And the Medicare Part D is for prescription discounts. Sorry, I support you going through a rough time, but even I don't get SNAP and I make far less than you do with two jobs. Please don't make statements that just aren't true. Some of us have had SNAP and know the rules. There's no way you would just awarded $15 a month for SNAP.