Oh, they call you and harass you. That is all they really can do. You are right, I don't own a car even, nor a TV. I am that poor. No house either. However, I do want to pay, because the Dr. who saw me in the H is also my Dr. outside the H. She is closely associated with the H. If the H goes down because of too much debt, etc. she goes down with it, until she moves to another area and starts a new job again (at age 57?) ouch! I care. She is a really good Dr. I don't want to see that happen. I know she deals with a lot of folks on SSDI too. What if we all did not pay???