The other thing I would add to this is that a therapist being paid $165 an hour is not the same as an hourly paid worker in a company being paid that much. People in private practice have to pay for their own health insurance, sick leave, vacation time, personal time, etc., and have to pay the rent and utilities for the space they are renting, as well as office supplies and any items that she uses in therapy. Plus all the education and fees associated with paying for their license and liability insurance. It adds up to a lot. The therapist ends up not taking home anywhere close to that $165.

Also, it takes us a long time to get to a point where we can have a private practice. In order to be a social worker with a private practice, you need to get a masters in social work, pass a licensing exam, have two years of experience and many hours of supervision after that exam, and then pass another exam. That is a lot of years and hours.

Rather than focusing on the specifics of how much you are charged (besides sorting out what you can afford), it might be useful to talk with your T about what comes up for you emotionally. Why do you think she is paid too much (do you feel like you are not getting as much out of your sessions as you want to?)? What did you notice feeling when you saw her being distracted? What were you hoping that she would say when you brought it up the following session? Continue to look at the question behind the question, as it seems that you and others are doing.