I suppose I'm technically seeing a T twice a week--once for my regular T and once my marriage counselor. The marriage counseling is under my H's name, and he bills it as "family therapy," which is covered by insurance, while "marriage counseling" is not. We get 60% back, since both are out of network (as are most therapists in my area). And I've seen current T twice a week on occasion for an emergency session, but have been reimbursed OK so far. (I think...there's maybe a month lag in the reimbursements, so we'll see...) We don't have an annual limit on therapy though, thankfully. Helps that H works for a health insurance company, but our insurance is still quite pricey--we picked the highest tier for the most benefits. It's still a significant portion of our budget, which is something I feel guilty about at times...especially because we're largely continuing to see MC because of my attachment issues with him, but a recent rupture may have knocked those out, not sure...