I know that all this seems so bad right now but whats most important is that your getting help for your depression and you will feel better. So you forgot to pay the cable bill. It's not the worst thing in the world and even letting your insurance lapse, that is still not the worst thing. The worst thing is if you gave up on yourself. You have a child and husband that need you. You will feel better, trust me. I know it doesn't happen quick enough but hang in there. Your not alone. Hang in there and keep your chin up.