I think its important you have a pet. It's wise of you to think of the cost of a pet. If you can afford one and want one, it sounds like doing so may help.
I live with my husband and one family member. I am feeling overwhelmed with care-taking just now; yet, if I did not have people around me, I would have given up long ago. My depression just gets too severe , too often.
I hope you find answers.
Thinking of you.

WC