I am in the workforce but have had a couple of hospital stays that I have had to keep secret from my level of employer, the higher level of hr dealt with the paperwork and legally they are not allowed to share any information. My point with my story in relating it to yours is that I understand the stress and trying to function when you feel different. I have come to a point where I just try not to go beyond each day with worry. I am 56, so I am in your age range as far as trying to keep it together mentally. I find that my mind is not as sharp as it used to be either. I think some of it is the toll that medication has taken.
I am sorry that you are not able to see a therapist. Do you have a local chapter of NAMI in your area? Where I live there several weekly meetings for people who have mental illnesses to meet. You can find information online at their website.
I hope that your job situation works out, good luck!
Bluemountains