Financial fears are so scary. Not in the situation you are, but I offer you my sympathy.
I admire that you are trying so hard. It so difficult, especially when the lives of others are depending on you...
Stay a good course. You will see that light. Others will eventually respect you for the discipline you have shown, though you are dealing with the *****ing that goes with doing without what we "think" we need. Needs, in the most basic sense, is what keeps the keel upright. No doubt, you are that "keel."
May I pray for strength for you? Well, kinda already have...