What is preventing you from seeing a tdoc? I think that if you want one you should definitely see one. What you described sounds like a stressful period, even if it is meant to be a very positive and exciting period.

Starting studies online is something I, personally, recommend. Though I'm not going for a Master degree, I did take some college courses a while back. I first started auditing a class at my local university. I'll confess I only made it to 50% of the classes, but that was actually good progress for me. Then I took three online college classes, one course per semester. Taking classes online, for me, turned out to be great! I got an "A" in all three. I will admit that the effort I had to put into each was much more than what I put into college classes back in the 1990s. Back then instead of taking only 3 credits in a semester, I could take 18. How I did that back then, I do not know.

That sucks you both pay $1k per month for meds. I used to pay that much maybe 8 years ago when meds I took were ONLY available as name brand. Since then I've been taking almost all, or now all, generic versions. I think my grand total for meds each month is around $50. With my insurance, most of them require only a $2-10 co-pay. Generics rock!