Even though I am depressed, I do have to remind myself that everything is OK, at least for today. I have not been taking care of my home. It is filthy. I do not know if I had posted this before, but my financial situation has become much better. I was thinking of filing for bankruptcy. However, I came across what is called a home equity line of credit. This reduced my monthly loan obligation, which was about half my income, down to about 25% of what I was paying out for loans. I am aging fast. Time is going by so quickly. This make me sad.