1day:

You're right the most that they can say is no! LOL...that's what I always tell my kids.

I'll do a google search later and see if there is anything out there. I know sometimes (as with my family doc) a small town clinic or other places will have some funds set aside to assist low income and no income people. My dad was out of work (his wife was working) and since he had no insurance and couldn't work because he was having issues with his heart, the local hospital (charity hospitals are best, as you probably know already) set him up on a spend down program, where he didn't have to pay but for certain things and it was minimal. Like $50 for an MRI or something like that. And all the tests performed inside the hospital were free of charge. So...there are programs out there, it's just sometimes not out there for everyone to see. I will do a search. Perhaps there is a charity hospital close to your town that has this type of program. Perhaps you could ask the Department of Human Services in your area.

I wish I could be of more help , but that's all I know about.

I don't want to get too personal, but I do know this: In my state, when someone is disabled (mentally or physically) and they have a diagnosed condition, they can be signed up on Medicaid, and get a check started. I don't know the exact situation with your husband and yourself, but sometimes there are things that the state can do. Is there a state funded insurance ? I'm throwing out way too many ideas and not enough cold hard facts. LOL. Sorry if this is confusing I took my pain meds and I'm about to fall out of this chair!
LOL...Sending you good luck vibes that something really great comes from this situation.

Lots of luck,
Take care,
Kimberly.