When I think of 'values' I don't think of independence or financial wellness.

Values in my opinion are about things you stand by. These are your answers to such things as morality and ethics. What do you expect out of other people. What things do you consider to be right and wrong.

For some people putting family first might be a value. To others it might be treating all people as equal. To someone else it may be have a good work ethic.

On the contrary I would describe independence and financial wellness as 'ends'.