I am glad I took out a Home Equity Line of Credit. I went from near bankruptcy to having a couple hundred left in the bank every month. The problem now is misusing this credit line. I do not want to get myself in trouble again but this time I would be trying to pay off an incredible amount of debt compared to what I had earlier, that which almost placed me into bankruptcy. I am glad I will be given twenty years to pay it off. I will probably have passed away by then.

I am OK today. I am trying to motivate myself to take a shower. So far, no success. It is chilly in the room. I am using that as an excuse. My daughter will turn 18 in a couple weeks. My ex wife managed to save up for her college expenses and anything else she will need like getting an apartment while she is going to school. I feel guilty for not having been able to help with this. I just have not had the money ever since I ended up on SSDI. Soon my daughter will have more in the bank then I ever had in my life. She should thank her mother for this.