I was 100% self pay for a few years before being forced to stop because of a lot of unexpected expenses.

Turns out it is one of the best things that happened to me to change my recent circumstances. I have CPTSD but was depressed or dysthymic during the majority of the past few years spent in therapy. Since I quit about 2 months ago, I joined a personal fitness program I found for only $30 a week. My trainer is positive and inspiring, and there is no focus on negative aspects of me unlike therapy which sucked me into to self loathing or feelings of low self worth. It's not just fitness training, it's a form of self-improvement and self growth too.

I also noticed how stepping out of the transference/childhood attachment world and away from the childhood trauma feelings has changed my mood and sense of hopelessness. It's empowered me to accomplish my goals to improve me life, such as integrating rigorous cardio strength training routine that has already made a significant impact on the clinical symptoms of my depression. I feel better than I have in a few years. OTOH, my T and I had a protracted rupture going on before I quit, and I still have some anger about it although I've been able to contain it to this forum and not led it bleed outside here. That made quitting more difficult for me.

Stopping can be a positive thing. I will be in a position for self pay therapy again soon, but I decided to not go back. I've gained a whole new perspective after distancing myself from therapy and wonder if others in psychodynamic therapy could benefit from quitting--those who are unhappy or not living their life the way they want.

Hope you are able to make the best of it.