I have to laugh at this because of how true it is. I cannot even count how many times we've talked about the "if something bad happens to you" topic and my desire for my T to have a clearly defined policy around what would happen if something bad happened to her. She has been good every time - which is awesome because even with all the times we've talked about it and I've written about it, it wasn't until last Monday that she caught that a bigger part of my stress is not knowing if there is even something in place or not. Regardless of what my fantasy is as to what would happen.