I pay $150 out of pocket. No discount for me, although she offers other clients a discount. The benefit of it is that when I cut back or take a break, I save a ton of money, so it feels good in that way.

I think therapy can be over, or maybe even suspended, for a lot of reasons. I don't think it's an easy decision to make, but it's easier when it's the person's own decision and not a result of outside forces--therapist moving, terminating, lack of money.