I'm sorry having a dog is such a source of anxiety for you. I disagree with the previous posters, though. Having a dog is very theraputic...I, too, am on SSDI, but my dog is, by far, my closest confidante. She loves me no matter what kind of mood I'm in. I've heard that pet insurance is a ripoff, so you might consider discontinuing that if it's stressing you out. Perhaps you'll feel differently when your mood changes & regret giving the dog away. That's just mny humble opinion, though; you know your situation better than I do.